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HVAC Contractors Insurance

The HVAC profession is not an easy or safe one and the same goes for the installation and maintenance portion. Having HVAC Insurance is vital to keeping your business afloat. HVAC (heating, ventilating, air duct and air conditioning is the technology of indoor and vehicular environmental comfort. Its goal is to provide thermal comfort and acceptable indoor air quality. HVAC system design is a subdiscipline of mechanical engineering, based on the principles of thermodynamics, fluid mechanics, and heat transfer. Refrigeration is sometimes added to the field's abbreviation as HVAC&R or HVACR, or ventilating is dropped as in HACR (such as the designation of HACR-rated circuit breakers).

Reliable Insurance For HVAC Contractors

HVAC companies come in demand when an air conditioning system fails down during a heat spell or during the cold and dark days of winter. While the customer may be thrilled to see you at first, the smallest injury or malfunction can alter that perception. If you stick with RGA, you will not have to worry about that. We implore you to have HVAC contractor liability insurance as part of your HVAC  or HVAC/R insurance coverage package.

The type of HVAC Insurance Coverage you need will depend on the extent of HVAC work you are involved in. Whether you work strictly in commercial or residential or perhaps both, you need the right coverage and there is no better option than RGA. In today's world, any mishap on a job site can occur and if you are not covered you could face serious legal issues and financial hardships that could severely hinder your business or career. Even if you are not responsible for a claim, if a customer were to find mold in their basement a month after you discovered it, even though you are not responsible for the mold being there, you could be found liable because of your work done to the piping systems.

HVAC Industry Standards

There are industry standards for HVAC contractors. In the US, HVAC engineers are members of organizations that look after their rights and the standards applied in the industry. The most recognized standards are based on the American Society of heating, Refrigerating and Air-Conditioning Engineers, or ASHRAE. They have a handbook that includes heating and cooling calculations and each volume of this handbook is updated every four years to stay with the changing and evolving technologies.This handbook has the typical data for the standards of design and care, as many building codes do not have great information on HVAC practices.

We at RGA, want you safe, secure and protected through all your business ventures. Be safe, be smart and be insured with RGA. We have served countless people across New York and they are always satisfied and protected. For more information about our services and how we can help you, please contact our New York office today. The number is (718) 265-3800.